IG PWM approach

Advice aligned to your life

Through a comprehensive financial planning approach, we will create tailored strategies that not only help you achieve your financial goals, but also help minimize your overall tax burden now and in the future.

Is your financial well-being on track?

Try our IG Living Plan Snapshot to find out. This straightforward online tool will help you assess if you’re on track to meet your goals, based on key dimensions of your financial well-being. From optimizing your retirement to preparing for the unexpected, answer a series of questions to provide an overall result out of 100. This tool also provides personalized recommendations to help create a comprehensive financial plan tailored to you and your family’s needs.

Get your snapshot

Our solutions

Our team has more than 75 years combined experience in financial services, and our expertise is complemented by that of IG’s in-house tax, estate, insurance, mortgage and advanced financial planning professionals. Working together, we create a tailored strategy for your fiscal well-being that looks at every aspect of your financial life — a living plan that evolves as your circumstances change over time. Because we know that, in the big picture, every little detail matters.

Tax planning

Taxes impact every aspect of your financial life and tax-mitigation strategies are a critical part of sound financial planning. Our holistic approach integrates sophisticated tax-planning solutions to help you keep more of your wealth over the long term.

Tax planning

Retirement planning

Investment planning

Estate and legacy planning

Business succession planning

Insurance planning

Mortgages and cashflow planning

IG Private Company Advisory

Charitable giving

 

IG Private Wealth Planning Experience

The IG Private Wealth Planning Experience* integrates the recommendations of our in-house experts—tax accountants, estate lawyers/notaries and specialists in portfolio construction, risk management and cash management—into your personalized IG Living PlanTM. And with your permission, our team will discuss our recommendations with your other personal advisors—including your lawyer, accountant and business advisors—to ensure their perspectives and insights are reflected in the guidance we provide.

The Private Wealth Planning Experience may be particularly valuable to individuals and families with more complex needs, including business owners, professionals, farmers, and fishers. Specific areas of focus may include intergenerational wealth planning, estate planning for non-traditional families or for beneficiaries with a disability, pensions and executive compensation, and real property.

Integrated expertise

We deliver guidance that addresses all facets of your financial life.

integrated expertise graphic

 

*Private Wealth Planning Services are accessible at the discretion of the IG Advisor and the Advanced Financial Planning team, and dependent upon a number of factors, including assets under administration.

Get in touch with our team to see if you qualify for the IG Private Wealth Planning Experience.

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IG Private Company Advisory

IG Private Company Advisory provides strategic transaction and advisory services to mid-market businesses (that is, those with annual sales of between $20 million and $500 million), with the goal of generating opportunities and enhancing long-term value. The Private Company Advisory team leverages an extensive network to connect you with capital providers, investors and potential buyers who are aligned with your business’s specific needs and circumstances.

Hear from David Turnbull, Head of IG Private Company Advisory, about IG’s approach to helping you maximize the value of your business.

 

Discover how IG Private Company Advisory can help unlock your company's potential through its three core services:

Sourcing and evaluating potential buyers or acquisition targets for your business can be complicated. The Private Company Advisory team provides expertise and guidance to help you take advantage of growth opportunities and realize maximum value.

Services include:

  • Deal sourcing
  • Valuation and negotiation
  • Due diligence
  • Partial divestiture strategy

Benefit from the team’s deep industry knowledge and strategic insights to make informed decisions on crucial matters.

Services include:

  • Market entry strategy
  • Expansion strategy
  • Restructuring and turnaround
  • Succession planning

The team will guide you through the process of obtaining capital to grow your business on terms that suit your specific situation.

Services include:

  • Debt financing
  • Equity financing
  • Mezzanine financing
  • Alternative funding sources
  • Working capital solutions

Our competitive advisory fee

Competitive pricing with expert advice. How? We keep our investment minimum at $1 million. Higher assets per household reduces our administrative workload. With a smaller admin team, we’re able to provide a lower fee and specialized service for our high-net-worth clients. Multi-generational pricing is another way we provide clients even greater value. In addition to lower fees, your close family members can benefit from comprehensive financial advice, tailored solutions, and dedicated service.

What We Do

Costantini Group Private Wealth Management offers you a sophisticated approach to managing your wealth by creating tailored strategies to meet your short and long term needs. We’ve provided wealth management services since 2009.

Our team will:

  • Simplify your entire financial life
  • Create peace of mind by reducing your financial concerns
  • Guide you through critical financial events
  • Deliver tax-efficient strategies across all aspects that improve your financial position
  • Proactively adjust your plan as opportunities are identified

A holistic view of your wealth and your life

Our financial planning approach incorporates integrated tax and risk management strategies across six key dimensions of your financial life.

 

 

Managing cash flow efficiently

We examine and continuously evaluate your cash and credit needs, with the goal to deliver the flexibility you require to meet your goals. From detailed cash flow analysis to tax-efficient income planning, we develop strategies tailored to you.

Optimizing your retirement

We’ll help manage the risks of retirement, aiming to preserve the capital you’ve built and to create a tax-efficient income stream to support your needs and goals.

Preparing for the unexpected

We can’t always anticipate the challenges that we may be faced with, but we can plan for them.  We’ll help you develop comprehensive risk management strategies to provide for those you care about.

Planning for major expenditures

We ensure you have the right plan in place to make your goals a reality – whether this includes education planning, investment or retirement property purchases, or other significant capital requirements.

Sharing your wealth

Establishing how to share your wealth will allow your legacy to live on for the people and causes you care about, including philanthropy, charitable giving, and intergenerational wealth and estate planning.

Maximizing your business success

From optimizing corporate investments to business succession planning, we implement strategies that synchronize and enhance your personal and business needs.

Experience our next generation IG Living Plan

Are you prepared for all the ‘what if’s’ in your financial life?  Find out with our next-generation IG Living Plan. 

With this interactive new digital experience, we can help you test different scenarios and show the impact of your decisions before you make them.

 

Book a meeting

A process designed around you

There’s no such thing as a one-size-fits-all approach to financial planning, so we begin by understanding what really matters to you.

We’ll clarify your goals and concerns, evaluate your current financial situation, and synchronize six major areas of your financial well-being to create your IG Living PlanTM.

As your life moves through different phases, our ongoing process will proactively monitor and respond to you – reflecting our comprehensive, yet flexible team-based approach to financial planning that can deliver a deeper emphasis on any aspect of your living plan.

Step 1

Discover and clarify your values, dreams, goals and concerns to help us tailor our relationship with you and prioritize your financial needs.

Step 2

Analyze and explore options of concepts and scenarios to apply to your personal situation that minimize taxes, mitigate risk and protect your wealth.

Step 3

Develop and present a holistic financial plan--your IG Living Plan--that also integrates your customized investment program.

Step 4

Finalize and implement the custom strategies in your IG Living Plan that synchronizes all dimensions of your financial well-being.

Step 5

Proactively service and respond as your life, family circumstances and markets change--we will identify and present all relevant scenarios before adjusting any element of your IG Living Plan.