Is your financial well-being on track?

Try our IG Living Plan Snapshot to find out. This straightforward online tool will help you assess if you’re on track to meet your goals, based on key dimensions of your financial well-being. From optimizing your retirement to preparing for the unexpected, answer a series of questions to provide an overall result out of 100. This tool also provides personalized recommendations to help create a comprehensive financial plan tailored to you and your family’s needs.

Get your snapshot

We help individuals and families with diverse personal and professional goals to proactively manage their evolving financial situations.

Pre-retirees and Retirees

You may have spent your working life accumulating wealth. Now you are getting ready to move to the next phase. This will involve a fundamental change in how you view and manage your wealth. While looking at ways to increase it, you are now also looking at ways to protect it to maintain your lifestyle and leave a legacy. The next stage of your life will be different.

The focus has moved from saving to growing, protecting, and enjoying your wealth.

We can help you address several realities:

  • You may live longer than you expect, and maintaining your lifestyle could become a challenge.
  • Managing your tax bill is even more critical to protecting your assets over time.
  • The strategies for creating a tax-efficient, life-long income are different.
  • Your ability to leave a legacy depends on a well-thought-out plan.

We are here to listen and help you look forward to a long and comfortable retirement.

Business Owners and Incorporated Professionals

We work with business owners and entrepreneurs who have spent years and even lifetimes building their business. Whether you are just starting out or have an established business, we can help you maintain your lifestyle now and throughout your retirement. Building wealth goes beyond running a strong balance sheet and showing profits each year. A key to enjoying the results of your hard work is to build wealth inside and outside your business.

Building wealth goes beyond running a strong balance sheet and showing profits each year. A key to enjoying the results of your hard work is to build wealth inside and outside your business.

We can guide you in creating:

  • a succession plan to help ensure you get the return on your life investment you deserve
  • a holding company, a life insurance policy, and other tools to limit your tax liability
  • a well-diversified investment portfolio outside the business that can continue to generate income long after you have sold or moved on from your life as a business owner

As fellow business owners, we understand your needs and are here to help.

Young Professionals and Wealth Builders

In addition to serving retirees, we work with high-earning professionals in their 30s and 40s who are prepared to save $20,000-$50,000 annually. We enjoy educating and advising our professional peers, sharing with you the same successful strategies we use with our own families

We’ll help you feel confident in enjoying your money today and create a personalized plan to ensure financial security tomorrow. Our detailed plans fit your needs at the wealth accumulation stage, whether you're self-employed or building a career. 

We assist with:

  • Identifying and prioritizing your financial goals
  • Home purchases or refinances
  • Financial planning for new parents, including government benefits, education savings, and life insurance
  • Evaluating employer benefit packages, pensions, and career changes
  • Income protection strategies
  • Retirement savings projections, TFSA and RRSP strategies, and estimating government benefits
  • Using your inheritance wisely and tax-efficiently
  • Investment portfolio guidance and account oversight 

Family Legacy

Our role in guiding families is twofold: first, to guide clients to the most tax-advantaged ways to pass along wealth that match their current goals; and, second, to help the next generation understand the impact of sudden-wealth events (such as inheritances) and how to prepare for them in advance.

We believe that strong communication between different generations is critical because as the values and goals of all members are heard, conversation among them becomes easier. By taking the time first to ask questions in a comfortable environment, we learn about your life goals and your family dynamics. We then customize an investment plan that confirms where you are financially and where you want to go.

An estate plan follows that gives details of what you wish to leave behind, how you want it to impact your children’s and grandchildren’s lives, and how much flexibility you want in the way they use your legacy. Our careful and ongoing management of your family’s wealth will help family members to focus on their life goals knowing their wealth management needs are in good hands.